Oct. 16, 2025
Celebrating 80 Years of McCarran-Ferguson
In 1945, Congress passed the McCarran-Ferguson Act. This landmark legislation reaffirmed the pivotal role of states in insurance regulation, allowing provisions to address the unique needs of each state's residents. As we commemorate this significant milestone, we acknowledge the enduring importance of state-based regulation in safeguarding insurer solvency, maintaining competitive markets, protecting consumers, and ensuring financial stability.
About the Ï㽶ÊÓƵ
As part of our state-based system of insurance regulation in the United States, the Ï㽶ÊÓƵ (Ï㽶ÊÓƵ) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the Ï㽶ÊÓƵ, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. Ï㽶ÊÓƵ staff supports these efforts and represents the collective views of state regulators domestically and internationally.